Financial Planning Services
Why Consult a Financial Planner? * Comprehensive Financial Plan * Investment Advice & Supervision * Pre-Retirement Planning * Post-Retirement Income Planning * Insurance Evaluation * Budget Planning & Implementation * College Savings Strategies * Estate Planning Strategies * Debt Reduction Plans * Tax Savings Strategies * Pre or Post-Divorce Financial Planning * Financial Concerns after a death in the family	Planning for your financial future can appear very overwhelming. An experienced financial advisor can help you formulate goals and chart a sensible path to achieve those goals!
Mr. Keim is a FEE ONLY Financial Planner. This means that the only compensation he receives is the fee which is clearly negotiated at the outset. You don't have to worry about being sold insurance and investment products which may not be in your best interest but earn a commission for the salesperson. If you need any of these types of products, Mr. Keim will assist you in finding the best products at the best prices. FEE ONLY means your interests outweigh generating commissions!	FINANCIAL PLANNING FEES are charged either hourly or on a six month contract basis. Those seeking consultation on specific and limited issues will typically choose the hourly rate. Clients desiring a more comprehensive financial plan, assistance in implementing the plan, or ongoing support and investment supervision will choose the six month contract. MR. KEIM WILL NOT HAVE CUSTODY OF CLIENT FUNDS. Clients will be assisted in opening an account, typically at Charles Schwab.  Clients may choose the level of involvement they want from their financial advisor.  The goal is to provide the client the service they are the most comfortable with - whether providing recommendations and support for the client to learn to handle these matters or to provide worry free service for the client who would prefer for a trusted advisor to handle things for them.
CERTIFIED FINANCIAL PLANNER licensees have demonstrated competence in the fields of insurance, retirement planning, investments, taxes, employee benefits, estate planning, and general financial planning strategies. The national CFP test is a two-day examination which only around 60% of those qualifying to take the test will pass. To maintain a CFP license, the practitioner must subscribe to a Code of Ethics and complete 30 hours of continuing education every two years. Form ADV and all Disclosures required for Investment Advisors are available at nasd.org under CRD number 125267.  Mr. Keim manages over $60 million of client assets.